FCA Test Case Update

Posted on October 19th, 2020 by by Marketing County

The High Court sat in session on the 2nd October 2020 to hear submissions from Insurers seeking leave to appeal the judgement that was handed down on the 15th September 2020.

The High Court has allowed the “Leap Frog Appeal” which means the case will now bypass the Court of Appeal and move straight to the Supreme Court

Neither Zurich nor Ecclesiastical Insurance have appealed the original High Court decision as the Court found in their favour and it has been determined that the Business Interruption extensions under their particular policies do not provide cover for losses as a direct result of the Covid Pandemic.

The other Insurers participating in the Test Case have four weeks from the 2nd October to enter their submissions at which point the Supreme Court will decide whether to accept the Appeal. If granted it is anticipated the hearing will take place prior to the end of the year with the judgement, which will be binding on all parties, to be delivered early in 2021.

Buzz Project

Posted on February 12th, 2015 by by Daniel



Music studio on wheels helps young people in Scotland with loneliness and depression.

The Buzz Project is basically a good opportunity for the young people in the Lochaber area, which according to the article has one of the highest suicide rates in Western Europe, to get some help with their problems and to get a break from their rough everyday lives through music.

To read more about this project please go to the article on this link:


www.busandcoachinsurance.net has provided full insurance cover for The Buzz Project. We`re experts in bus and coach insurance and can even provide competitive cover for non-standard vehicles. Please call our friendly team for further information on
-0200 980 3425 all lines are open from 9:00am to 5:30pm Monday to Friday. Or send us an Email: enquiries@busandcoachinsurance.net.

Does my claim history affect my coach insurance premiums?

Posted on October 15th, 2014 by by Marketing County


Yes, your claims history will affect your coach insurance premium. If you have had an accident, fault or non-fault within the last 5 years then the cost of your insurance will unfortunately be more expensive.

This is because even if the accident happened in a private vehicle, you are still considered a slightly higher risk to an insurance provider than those whom have had fewer or no claims. How much higher will depend of whose fault the accident was and how much money was paid out to both parties.

Other factors which influence your insurance premium are the age and mileage of the coach, the area you would be driving in (for example London would be considered a high risk area to drive in) and the average distance the coach would be driving on a daily basis.

As one of the UK’s leading insurance providers, InsureCoach do not believe in turning people away and work hard to provide a competitive quote, no matter what their circumstances. We have an extensive panel of insurers which we compare quotes from to find the most cost effective , saving you both time and money.

For more information or to get a quick quote, call us now on 0800 142 2831. Alternatively, if you would like to complete our online form, one of our friendly and experienced consultants will get back to you with a competitive price

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School bus involved in major accident

Posted on October 2nd, 2014 by by Marketing County

A major incident has taken place after a school bus and a car were involved in a crash in Drumquin, Co Tyrone.

More than 50 people, mostly children are believed to have been involved in the collision with many of them suffering minor injuries.

Both the bus and the car ended up on their sides in a fied.

Northern Ireland Ambulance Service spokesman John McPoland said: “Fifty-two people were treated at the scene but none of their injuries were serious. The vast majority were checked as a precaution because of their age.

“Six people have slightly more than minor injuries. This would include children who banged their headson the bus windows but no one went through any windows.”

A total of 48 people have been taken to the South West Acute Hospital and Altnagelvin Hospital.

Omagh Road has been closed between Segully Road and Drumrawan Road. The bus was travelling from Castlederg to a secondary school in Omagh. The crash happened in Deputy First Minister Martin McGuinness’ Stormont constituency.

He has tweeted: “Relieved to hear there are no serious injuries to pupils & adults in this morning’s bus & car accident on Drumquin-Omagh Rd #bestwishestoall.”

Sinn Fein Councillor, Frankie Donnelly, who represents West Tyrone, said the crash “had the potential to be a major disaster”.

He said: “This is obviously a traumatic incident for everyone involved, including the parents, so I would like to thank the emergency services for their swift response to the accident that ensured everyone was treated quickly and professionally.”


Information sourced from – https://uk.news.yahoo.com/major-incident-declared-school-bus-crash-085650608.html#RN2XFH7

Coach driver discovers illegal immigrant below rear axle after 110-mile trip

Posted on September 22nd, 2014 by by Marketing County

A travel company owner who caught an illegal immigrant under his coach fears that he could be fined up to £2,000

Ross Patrick, 58, discovered a black male in his 20s perched underneath the rear axle as he dropped off holidaymakers in Newhaven on Wednesday night.

He believes the man had been underneath his coach for nearly 6 hours as it travelled through the Eurotunnel and then along the M25 and M23 to Sussex.


Mr Patrick heard banging and yelling from underneath the bus as about 20 passengers disembarked after a two-day trip to Boulogne-sur-Mer, organised by Mr Patrick’s company Victoria Travel Sussex Ltd.

He said: “I could not believe he had been under the bus all that time.

“He had obviously realised he was in England and was yelling to me to stop so he could get away.

“But I called the police straight away and they escorted me to Newhaven Docks where he was arrested by immigration police.”

Mr Patrick said he was “shocked” as he was then told he could face a fine for transporting the man into the country and fears it would stunt his recently launched business

He said: “The risk of being fined gives people like me no incentive to help the officials and makes me wonder if it’s worth travelling abroad at all.

“I only launched the company two and a half years ago and if I’m fined it will have a serious affect on my livelihood.”

My Five Pledges to You

Posted on July 18th, 2014 by by Marketing County

Is your insurance broker doing the best they can for you?

When your policy is due for renewal, does your broker effectively re-market your risk to ensure that they are getting the best possible terms for you or do they simply give you the rate offered by your current insurance company?

Recently, I have had a number of potential customers ask me to quote for them against their existing broker/insurer.

I’ve beaten the renewal offer, only for the client to go back to their broker who miraculously offer a much lower rate than they initially offered.


Well, mainly because the broker hasn’t done their job correctly and has taken the easy option to quote only the current insurance company. The broker has been lazy, perhaps even taken the client for granted, by not carrying out a full “shopping around” exercise.

Does your current broker give you the latest claims experience as soon as you ask for it, or do they hang on to it for dear life?

From my experience, most brokers are very reluctant to part with this document.


Because they are afraid that you will find a cheaper price elsewhere! Sitting on the claims experience stops you from shopping around.

Would you prefer to do business with this type of broker or one who will offer you the following five pledges?

1       I will shop around for the best deal at new business/renewal stage, contacting all relevant insurers, not just one insurance company.

2       At renewal, I will contact you with the renewal invite price as soon as I receive this from your insurance company.

3       If required and relevant, I will furnish you with the most up to date Claims Experience from the insurance company as soon as I receive it.

4       I will convey to you the best price I obtain from the shopping around I undertake.

5       If another insurer offers me a rate lower than your current insurer, I will take that price back to them to give them another opportunity to retain your business.


If that sounds like the kind of service you expect from your insurance broker, then please call Steve Halliday on 07875 743 271 or e-mail steveh@countyins.com

Cash fares now a thing of the past on London buses

Posted on July 10th, 2014 by by Marketing County

Cash is now no longer accepted on London buses which will see a £24 million profit maximisation.

The change comes due to less and less passengers paying with cash on London buses.

Transport for London research showed that 99% of their customers were using cashless payment methods such as Oyster cards, prepaid tickets, contact-less payment cards and concessionary tickets.

This means that any passengers travelling on London’s buses will need to use one of these payment options otherwise they will not be able to travel. However last month the ‘one more journey’ feature for Oyster users was introduced which allows passengers to make one more journey if they have insufficient funds on their Oyster card.

Mike Weston, Director of Buses at Transport for London said: “The way our customers pay for goods and services is evolving, so we need to ensure our ticketing process evolves too”.

He then went on to say “Removing cash from our bus network not only offers customers a more efficient bus service but it enables us to make savings of £24 million a year which will be re-invested to further improve London’s transport network”.

Although there are question marks surrounding the new change. Green Party London Assembly member Darren Johnson highlights what would happen to passengers who have lost or had their Oyster cards stolen and if they would be allowed to travel or not. This comes after more than 2,100 Oyster cards were lost, stolen or had stopped working on the average day last year.

Darren Johnson said: “I am very concerned that Transport for London are only planning 19 new Oyster ticket stops in preparation for the cashless switch-over. This seems highly inadequate, especially when every ticket office across the tube network is going to be closed. I have serious concerns about the impact of which this sweeping change would have on vulnerable passengers”.

Due to this drivers have been issued refreshed guidance on how to deal with vulnerable passengers.

We at Bus and Coach insurance offer very competitive bus and coach insurance prices so for a quick quote call our specialist team today on 0800 980 3425

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Megabus.com presents mobile website

Posted on March 5th, 2013 by by Marketing County

Busandcoachinsurance.net can reveal that Megabus has recently launched a mobile version of its current UK website.

The new device is specifically designed to be accessed via a mobile phone and offers many benefits to potential passengers including easy ticket booking, reservations management and travel information.

The idea to create the mobile website was backed up by research from Ofcom which discovered that a quarter of adults and over half of teenagers now own a smartphone. Megabus later carried out their own study revealing that the number of people using an iphone to access www.megabus.com had risen by 186% between 2011 and 2012.

The new website supports all mobile platforms and can viewed on tablets as well as smartphones. When visiting the site from a hand held device consumers are automatically redirected to the mobile version. They are then able to access service updates, station news and manage bookings even when they are not at home.

General Manager of megabus.com Ian Laing said: “More and more of our passengers are using mobile devices to plan their busy lives, and their travel. This mobile website makes it even easier for our customers to make travel arrangements and find out journey information while they are on the move.”

However, this is not the first time that Megabus has successfully used modern technology to achieve a competitive advantage! Last October, Twitter feed @megabusuk was launched in order to keep passengers up to date with essential travel information and offers.

Prior to this, the company was also one of the first in the budget travel industry to launch a website that allowed customers to book online and buy cheap last minute fares for as little as one pound.

Megabus services are now used by around 5 million customers in the UK and operates in 60 different locations across the country.

For a competitive bus, minibus or coach insurance quote call our team now on 0800 980 3425.