Does my claim history affect my coach insurance premiums?

 

Yes, your claims history will affect your coach insurance premium. If you have had an accident, fault or non-fault within the last 5 years then the cost of your insurance will unfortunately be more expensive.

This is because even if the accident happened in a private vehicle, you are still considered a slightly higher risk to an insurance provider than those whom have had fewer or no claims. How much higher will depend of whose fault the accident was and how much money was paid out to both parties.

Other factors which influence your insurance premium are the age and mileage of the coach, the area you would be driving in (for example London would be considered a high risk area to drive in) and the average distance the coach would be driving on a daily basis.

As one of the UK’s leading insurance providers, InsureCoach do not believe in turning people away and work hard to provide a competitive quote, no matter what their circumstances. We have an extensive panel of insurers which we compare quotes from to find the most cost effective , saving you both time and money.

For more information or to get a quick quote, call us now on 0800 142 2831. Alternatively, if you would like to complete our online form, one of our friendly and experienced consultants will get back to you with a competitive price

For bus or coach insurance (or both) you should consider:

  • Motor Insurance (covering your vehicle)
  • Employer’s Liability (protecting your employees & a legal requirement)
  • Public Liability
  • Personal Accident
  • Legal Expenses

BusandCoachInsurance.net – a specialist arm of County Insurance Consultants with a fully trained team - can offer you:

  • Exclusive schemes with our panel of bus and coach underwriters
  • Fleet insurance policies to include a combination of buses and coaches
  • Attractive discounts
  • Expert knowledge
  • FREE risk management advice