The seven deadly sins

Posted on February 28th, 2012 by by Marketing County

With effect from 4th December 2011, new legislation for Operators’ Licence holders came into effect.

Whilst Britain’s OL system is already highly developed, this new legislation will bring the rest of Europe up to the same standards but your OL could be under threat if any of the Seven Deadly Sins are committed. The legislation applies to all drivers operating under an OL but it is the actual OL holder who is responsible for ensuring that none of the sins are committed.

So, what are the Seven Deadly Sins?

1 Exceeding the 6 or 14 day driving time limits by more than 25% and/or the daily driving time limit by more than 50% without taking a break or without an uninterrupted rest period of at least 4 ½ hours.

2 Not having a tachograph and/or speed limiter, or using a fraudulent device able to modify the records of the recording equipment and/or the speed limiter or falsifying record sheets or data downloaded from the tachograph and/or the driver card.

3 Driving your vehicle without a valid certificate of roadworthiness, if such a document is required, and/or driving with a very serious vehicle defect that would create an immediate risk to road safety that leads to a decision to immobilise your vehicle.

4 Transporting prohibited dangerous goods, or transporting goods in a prohibited or non-approved means of containment, or without identifying them on your vehicle as being dangerous goods, thus endangering lives or the environment to such an extent that this leads to a decision to immobilise your vehicle.

5 Carrying passengers or goods without holding a valid driving licence or Community licence.

6 Driving with a falsified driver card, a driver card that is not held in your name or a driver card that has been forged or obtained on the basis of false declarations.

7 Carrying goods exceeding the maximum permissible laden mass by 20% (where the permissible laden mass exceeds 12 tonnes) or by 25% (where the permissible laden mass does not exceed 12 tonnes).

Sin 4 and 7 will only rarely apply to the PSV industry, but what are the implications of failing on any of the other 5 sins?

 Take number 5; a “valid driving licence” means that the licence must not have expired, is appropriate for the vehicle being driven and for those who passed their PCV test on or after 9th September 2008 a valid Driver CPC must also be held.

This will apply to all PCV drivers from September 2012 so it is essential that all drivers complete their periodic training by this date.

If you commit one of the Seven Deadly Sins then you will lose your “good repute” and run a high risk of losing your OL.

It would be up to you, as the operator, to prove to the Traffic Commissioner why you should keep your licence. Please feel free to call Steve Halliday on 0800 980 3425 or 07875 743 271 for advice or assistance.

Should you require  bus insurance or coach insurance (or a combined policy), please visit our quote page

New bus or coach operator start up – quick guide

Posted on February 8th, 2012 by by Marketing County

Looking to get started as a bus or coach operator and don’t know where to start?


Well, we are here to guide you and assist wherever possible.


The first thing a bus or coach operator must do is apply for a PSV Operator Licence.


This is available from VOSA, which is a government department, and the application process can take around 10 weeks.

 Please view this link and choose PSV 437


Secondly, you need to consider what operator insurance is required. This includes bus or coach insurance (or a combination of both) plus some other policies to strongly consider;


Vehicle insurance. The cost differs, depending on a number of factors including the nature of use (i.e. Private Hire, Stage Use etc), the size of vehicle (particularly pertinent is the number of seats on the vehicle), and who will drive the vehicle.


Liability insurance. You need to consider whether you are going to employ other people (in which case Employers’ Liability would be required) and what level of cover is required for Public Liability. Generally speaking clients choose £5 million Public Liability and Employers’ Liability is £10 million.


Legal expenses. Most policies include this and this cover gives you access to legal advice and assistance to recover any uninsured losses following a non-fault claim, such as loss of earnings as a result of injury.


Breakdown cover. Different types of policies are available such as annual or number of coach days per annum (suitable if the vehicle is used only on a weekend for instance).


Excess Protection. Most policies will carry an excess (the amount that has to be paid on a claim). Generally speaking an excess on a coach policy would be around £500. In the event of a fault claim this amount needs to be paid. Having Excess Protection means that your excess can be re-claimed.


If you need any advice or assistance please do not hesitate to contact us on 0800 980 3426 or 07875 743 271 and we will be more than happy to help you.